Get the complete project »
- The Complete Research Material is averagely 48 pages long and it is in Ms Word Format, it has 1-5 Chapters.
- Major Attributes are Abstract, All Chapters, Figures, Appendix, References.
- Study Level: BTech, BSc, BEng, BA, HND, ND or NCE.
- Full Access Fee: ₦5,000
With the deregulation of the economy and the emergence of several government regulations, the traditional role of Universal Bank as providing short term finance has undergone an economic metamorphosis resulting in the granting of license by Nigeria Stock Exchange to universal bank to participate to a greater extent or length in the capital market.
And these enhance banks to go into various capital project financing through their corporate finance unit thereby erecting more profit or revenue generation.
1.1 BACKGROUND TO THE PROBLEM
The deregulation and liberalization of the banking industry in 2004 has changed the industry landscape in many aspect, prominent among the changes are: -
- Decrease in the number of banks
- Specialization in banking industry and non-bank financial institution, discount house, finance house and micro finance.
- Automation in banking industry, computerization and technology enhancement.
- Raising of minimum paid up capital to N25 billion for both universal and Merchant banks.
The highlighted changes among other gave N25 billion paid-up capital for a degree completion resulting in innovation and product development or service development. A number of banks had been forced to patronize the capital market to source for fund in form of capital. Thus, the current wave of development of new service product become a reaction by bankers to the consciousness aroused with respect to the treatment to be met out to customer as well as the need for sound improvement on their liquidity position and capital base.
However, the new service products are directly aimed at mobilizing deposit and revenue generated through fee based transactions which are mostly directed to corporate customers. And with the target of providing a corporate finance services to corporate body with capital project through their corporate finance unit with the aim of generation more profit or income.
1.2 STATEMENT OF THE PROBLEM
In the statement of this research work, corporate finance takes on various investment services to institutional and private investors such that these adequate services does not reduce some abnormality that may hinder the much needed profit in their operation which can be deduced from the understand:
i. That bank ensures the adequate collections of collateral before loan are given out.
ii. That bank does not operate within the aggregate limit in their finance services in order to facilitate the achievement of government social economic programme and profitability.
iii. And that bank does not ensure correction measure or action to be taken if the borrower does not repay in accordance with the agreement as arranged.
1.3 OBJECTIVE OF THE STUDY
The examination of corporate finance service on Universal banking in Nigeria is pertinent at this time of little or no bank failure couple with government concern for stable and self reliance economy through high sustainable productive capacity, since such service provides companies with the necessary finance is for dynamic base to meet future challenges.
However, the aim of the study is to identify the corporate finance services offered by Nigeria Universal Banks as compared with banks in developed economy.
1.4 STATEMENT OF RESEARCH HYPOTHESIS
According to Kertiger, F. H Dictionary “An hypothesis is a guessed statement of a relationship between two or more variables.
The above definition serves as a guide for the research test for hypothesis
Hi: That corporate finance management reduces the level of fraudulent practice in bank and boost profitability.
Ho: That corporate finance management does not reduce the level of fraudulent practices in banks and hinders their level of profitability.
Hi: There is significant correlation between the corporate finance services in reducing the level of fraudulent act and profit generation.
Ho: There is no significant correlation between the corporate finance services in reducing the level of fraudulent act and profit generation restriction.
1.5 JUSTIFICATION OF THE STUDY
The research work is conducted mainly on corporate finance service as it relates to institutional leaders and its impact on banks profitability with little emphasis on universal banking. And to be a guide for academic excellent and to companies who are unaware of such service facilities in banks.
1.6 SCOPE OF THE STUDY
The project covered corporate finance services in universal bank but limited to those in existence presently at First Bank of Nigeria Plc.
1.7 LIMITATION OF THE STUDY
The study like many other studies has a share of limitation as in every human undertaken there are always constraints in achieving the set down goals in which this project is not left out. Some of these constraints include the following: -
a. Time Factor: - It would be generally agreed upon that carrying out research work involves a lot of timout this project is very short.
b. The problems of data collection and its accuracy: - It is well known fact that bank staffs are always busy during and after business hour with customers and balancing of each day account. So as a result of this questionnaire set out were not returned on time even many questions were not answer or retuned. The reason behind this might be due to the amount of secrecy as professional ethic of the job.
c. The problems of finance to augement the effectiveness of the project.
d. Also, the book that were available in the school library here are outdated, beside these is the lack of power supply (electricity) in the school environment for more research online.
1.8 DEFINITION OF TERMS
Corporate Finance: - This is concerned with making the provision and the use of a firm’s finance which involves the allocation of scarce capital resources among competition opportunities
Corporate Finance Services: - This is the services rendered to companies or business organization by provision them with fund to run smoothly the business usually from a bank.
Profitability: - This is the ability of the corporate finance operator to earn profit or gain to the extent that the principal sum, interest and desire profit of an advance made is repaid.
Bank: - This is an institution or financial intermediaries that offer various financial services to both individual and corporate customers
You either get what you want or your money back. T&C Apply
You can find more project topics easily, just search
SIMILAR BANKING FINANCE FINAL YEAR PROJECT RESEARCH TOPICS
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE ESSAY Customer Satisfaction is perception of customer about a company and in relation to whether his or...Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 Background of Study Growth is necessary to determine the performance and continuity of any business organization. Without...Continue Reading »
» ABSTRACT The purpose of the research work is to investigate the challenges of international financial sources supports to micro finance in Nigeria. Th...Continue Reading »
» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY Before 1987, the interest rate management policy was one of the control functions by the Cent...Continue Reading »
» CHAPTER ONE INTRODUCTION 1.1 Background of the study Small and medium scaled businesses (SME) are businesses whose personnel numbers fall below certai...Continue Reading »
6. EFFECT OF DEPOSIT MONEY BANKS CREDIT SUPPLY FACTORS ON PRIVATE SECTOR CREDIT FINANCING IN NIGERIA» Abstract The study examined theEffect of Deposit Money Banks (DMBs) Specific Credit Supply Factors on Private Sector Credit Financing in Nigeria. The ...Continue Reading »
7. CORPORATE GOVERNANCE AND ITS RELATIONSHIP WITH DIVIDEND POLICIES OF BANKS IN NIGERIAN CAPITAL MARKET» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The concept of corporate governance is one of the issues that have attracted the attention of res...Continue Reading »
» ABSTRACT Customers of banks expect their bankers to provide them with loans and advances to makeup any short fall in their funds requirement for trans...Continue Reading »
9. THE IMPACT OF FINANCIAL DISTRESS IN BANK ON SMALL AND MEDIUM SCALE BUSINESS (A CASE STUDY OF SELECTED SME’S IN ISOKO NORTH LGA)» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The word “distress” has beamed the cost commonly used word not only in financial syst...Continue Reading »
10. AN ASSESSMENT INTO THE EFFECT OF VENTURE CAPITAL FINANCING ON THE PROFITABILITY OF SME IN NIGERIA.» CHAPTER ONE1.0 INTRODUCTION1.1 BACKGROUND OF STUDYSmall and medium sized enterprises (SMEs) play a pivotal role in the national economies of countries...Continue Reading »