- The Complete Research Material is averagely 52 pages long and it is in Ms Word Format, it has 1-5 Chapters.
- Major Attributes are Abstract, All Chapters, Figures, Appendix, References.
- Study Level: BTech, BSc, BEng, BA, HND, ND or NCE.
- Full Access Fee: ₦6,000
Get the complete project »
ABSTRACT
The aim of the project is to provide information to the public on the “Bank failure in Nigeria a case study of Intercontinental Bank” it is geared towards bringing to light some of the activities or services rendered by the banking industry bank failure causes and the effect to it. The project is made up of five chapters.
The chapter deal with the interaction, this takes about the background information about the evolution of the banking system and bank failure.
The seconding chapter deals with review of related literature in this topic highlighting different writing opinion concerning bank failure causes and bank depositors, it also discusses the roles of banks in Nigeria.
More so the third chapter deals with the procedure and sources include background information population and sample construction of instrument the statistical method used in the analysis of the various data etc.
The further chapter discusses the data analysis and interpretation it also spiffed the responses of the respondents from the various research questions.
Finally chapter five provides the summary of the whole study recommendation conclusions and also area of further research.
CHAPTER ONE
INTRODUCTION:
Over the last couple of decades, the Nigeria financial system has grown remarkably. From the almost crude of it was characterized with in pre –colonial and colonial days. It has become so sophisticated toady that economic experts can proudly thumb their chests. With due regards to the ownership structure of the institution, the regulatory flame work, the instruments employed, and the number of established institution, Nigeria can be said to posses the most sophisticated financial system in Africa.
Within the Nigeria financial system itself, the banking system itself, the banking institution has been the most remarkable in growth. This is just as well in any case considering the critical position, which they occupy. In a complex financial position, which they occupy, in a complex financial position, which supplies the money and the credit, need of the economy.
The work bank and banker is neither used or define. In the Central Bank of Nigeria (CBN) degree No 24 of the 1991 nor bank or other financial institutions decree (Bofio) No 25 of the 1991 2 of P5.115 of exchange act 1881 provides that bankers include a body of persons whether incorporated or not who carry out the business of banking. Section (1) of the evidence act define banks or bankers as any person or persons, partnership or company carrying on the business of banking.
Financially, the banking act of 1969 produces that bank means any person who carries out the business of banking and include commercial bank and an acceptance house. The role of banks is thus an important one in the process of economic development in the sense that they mobilize fund form the surplus spending and for the economy. In this way they increase the quantum of national saving and investments. Secondary though an appropriate investment multiplier, the volume of goods produced increase as a result of projects financed by bank funds, all of which lead to a successful promotion of an efficient system of payment. Creating banking habits development in the society and providing employment opportunities.
In view of this highlights, it become easily comprehensible why the failure of the bank has a far – reaching consequence.
The ability of a bank to operate successfully rest on how well they are able to obtained the confidence of the public. If that confidence is missing, the gap will be too great for the bank to fill. The effect of bank failure on the economic development of Nigeria can be express in a nut –shell to be the following;
Lack of effective and efficient financial intimidation:
Loss of public confidence in the system, further depression of the economic additional burdens on the regulatory authorities – education of the social vice for the sake of the citizenry and in the interest of economic development, there is an expedient need to device a host of remedying situations.
The fact that a bank fails today is not to say those incidences are not systematic. There must be a number of ways out of any predicament. The only crack is how effectively employed. Such remedy includes;
a) The cultivation of a stable political environment.
b) The strengthening of the regulatory agency
c) The taking over by regulatory bodies of all termnacy distressed banks.
d) Encouragement of banking education
e) Sincere pursuit by government of all economy and monetary policies
f) All regulation pertaining capital, adequacy, minimum paid up capital, requidity ratio and quality should be reviewed in relation to inflation rate.
g) Privatization and commercialization of all government owned banks
h) All dept owned banks by government (state, federal and even parietals) should be paid back immediately.
i) All laws relating to bankruptcy and default should be reviewed and made more effective.
An address like this will go a long way in remedying the situation and restoring public confidence in the system.
You either get what you want or your money back. T&C Apply
You can find more project topics easily, just search
-
SIMILAR BANKING FINANCE FINAL YEAR PROJECT RESEARCH TOPICS
-
1. EFFECT OF INNOVATION TOWARDS MEETING CUSTOMER SATISFACTION IN NIGERIA BANKING SECTOR
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The Nigerian banking sector, which plays the intermediation role between the surplus and deficit ...Continue Reading »Item Type & Format: Project Material - Ms Word | 61 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
2. EVALUATION OF THE RELATIONSHIP BETWEEN E-BANKING AND CYBER CRIME (A CASE STUDY OF FIDELITY BANK PLC)
» ABSTRACT The study evaluates the impact of the relationship between e banking and cyber crime, the study has the following objectives,to evaluate the ...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
3. THE IMPACT OF BANK LOAN ON SMALL AND MEDIUM SCALE ENTERPRISE IN NIGERIA
» CHAPTER ONE INTRODUCTION 1.1 Background of the study Small and medium scaled businesses (SME) are businesses whose personnel numbers fall below certai...Continue Reading »Item Type & Format: Project Material - Ms Word | 57 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
4. LIQUIDITY AND LOAN PORTFOLIO PERFORMANCE: EVIDENCE FROM THE NIGERIAN BANKING SECTOR
» ABSTRACT One of the major indicators of financial performance is profitability .Every stakeholder in the banking sector is interested in liquidity and...Continue Reading »Item Type & Format: Project Material - Ms Word | 132 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
5. FORCAST OF EXCHANGE RATE DETERMINANTS IN NIGERIA
» ABSTRACT It has been noted that the Nigeria economy has gone through series of transformation since independence. Her exchange rate determination has ...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
6. THE IMPACT OF LIQUIDITY PROBLEM ON THE NIGERIAN BANKING INDUSTRY
» ABSTRACTThis research work is aimed at identifying the impact of liquidity problems on the Nigerian banking sector with regards to their profit and pr...Continue Reading »Item Type & Format: Project Material - Ms Word | 57 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
7. AN EVALUATION OF BANK FAILURE AND ECONOMIC DEVELOPMENT IN NIGERIA, AN OPTICAL APPRAISAL
» TABLE OF CONTENTTitle pageApproval page.DedicationAcknowledgementTable of contentCHAPTER ONE:1.1 The background of the study1.2 Statement of problems1...Continue Reading »Item Type & Format: Project Material - Ms Word | 40 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
8. IMPACT OF PERSONNEL OUTSOURCING DECISION ON ORGANIZATIONAL PERFORMANCE OF BANK (A CASE STUDY OF STANBIC IBTC PLC)
» ABSTRACT Organizations are more competitive these days .To maintain competitive position, Firms are developing new strategies and introducing new tech...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
9. EFFECFTIVE INTERNAL CONTROL AS THE BASIS FOR PREVENTION AND DEDUCTION OF FRAUD IN BANK IN NIGERIA (A CASE STUDY OF AFRIBANK PLC ENUGU)
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Even since the inception of the first three successful indigenous banks in Nigeria, the National ...Continue Reading »Item Type & Format: Project Material - Ms Word | 87 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
10. RELATIONSHIP BETWEEN FINANCIAL RISK MANAGEMENT AND FINANCIAL PERFORMANCE OF COMMERCIAL BANKS IN KENYA
» ABSTRACT Financial risk is inherent in every commercial bank, but commercial banks that embed the right financial risk management strategies into busi...Continue Reading »Item Type & Format: Project Material - Ms Word | 57 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT