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ABSTRACT
SMEs are noted as the foundation of the emerging private sector in developing countries and government’sassistance is paramount to sustainin contribution to the country’s economyenhance (Worl performance of SMEs, little or no attention is given to the sector to become business recovery conscious in moments when disaster strikes. Events such as violent floods, fire outbreaks, traffic accidents, occupational hazards, accidental damage to properties and harm caused to lives, theft and armed robbery, as well as other unforeseen events have slowed down private sector investment activities, and in some instance discontinued the existence of businesses. The need to possess appropriate insurance policy cover is significant and beneficial to both public and private stake holders; and more importantly to the survival and success of the Small and Medium Enterprises (SMEs) sector. The survey involved the collection of data using questionnaire and observation as a complement. In all 184 questionnaires were administered. The data gathered were primary in nature and then analysed using frequency counts, cross tabulation, graphs and percentages. The basic motive of this research was to establish whether SMEs within the UyoArea use non-life insurance as a risk management tool. The results have shown that most of the SMEs do not have insurance policies for their businesses, and the level of information on insurance is relatively low. Owners of SMEs are required to be educated on the need to have insurance and appropriate insurance to recover business losses associated with their operations through periodic workshops organised by industry players. The need to enforce the Insurance Act on fire and liability insurance to ensure compliance is paramount to enhancing business recovery mechanism for the sector
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SIMILAR INSURANCE FINAL YEAR PROJECT RESEARCH TOPICS
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1. MARKETING LIFE ASSURANCE
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY In Nigeria, the issue of taking life assurance policy has been neglected, in the sense that at th...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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2. INSURANCE EDUCATION AND THE DEMAND FOR LIFE INSURANCE IN NIGERIA
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study The history of insurance industry in Nigeria could be traced to the British colonial trading comp...Continue Reading »Item Type & Format: Project Material - Ms Word | 57 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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3. FACTORS INFLUENCING PERFORMANCE OF THE INSURANCE COMPANIES IN GHANA: A CASE STUDY IN METROPOLITAN INSURANCE COMPANY
» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY The insurance sector is one of the sectors with the highest investment ratio in the world. Th...Continue Reading »Item Type & Format: Project Material - Ms Word | 135 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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4. THE IMPACT OF NATIONAL INSURANCE COMMISSION IN THE PROMOTION OF NIGERIA INSURANCE MARKET OPPORTUNITY
» CHAPTER ONE INTRODUCTION 1.1 Background of the Study The contribution of insurance to economic growth is huge and unlimited. Insurance is of great imp...Continue Reading »Item Type & Format: Project Material - Ms Word | 95 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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5. THE ROLE OF INSURANCE IN THE NIGERIA PETROLEUM INDUSTRY
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study In many developing countries, Insurance has not been viewed as having a strategic impact in the m...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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6. THE IMPACT OF DIVIDEND POLICY ON SHARE PRICE OF THE LISTED DMBS IN NIGERIA
» CHAPTER ONE INTRODUCTION 1.1 Background of the Study Dividend policy is concerned within the allocation of earnings between “dividend pay out and re...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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7. DEVELOPMENT OF NEW PRODUCT IN INSURANCE INDUSTRY IN NIGERIA
» ABSTRACT The topic of this research work is the development of new products in Nigeria Insurance Industry, the work include the background of the stud...Continue Reading »Item Type & Format: Project Material - Ms Word | 101 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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8. AN APPRAISAL OF AGRICULTURAL INSURANCE IN NIGERIA ( A CASE STUDY OF NAIC)
» CHAPTER ONE 1.1 BACKGROUND OF THE STUDY Agriculture is defined as the cultivation of land for the purpose of producing food for man, feed for animal a...Continue Reading »Item Type & Format: Project Material - Ms Word | 48 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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9. THE EFFECTIVENESS OF INSURANCE IN MINIMISING BUSINESS RISK IN NIGERIA (A CASE STUDY OF UYO LGA)
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study Risk is an essential part of business because firms cannot operate without taking risks. Risk is ...Continue Reading »Item Type & Format: Project Material - Ms Word | 75 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT
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10. THE IMPACT OF THE PRUDENTIAL GUIDELINES IN THE INSURANCE INDUSTRY
» ABSTRACT This project work is aimed at giving an insight of what the prudential guidelines on insurance companies hold for the industry in the nearest...Continue Reading »Item Type & Format: Project Material - Ms Word | 66 pages | Instant Download | Chapter 1-5 | INSURANCE DEPARTMENT