- The Complete Research Material is averagely 52 pages long and it is in Ms Word Format, it has 1-5 Chapters.
- Major Attributes are Abstract, All Chapters, Figures, Appendix, References.
- Study Level: BTech, BSc, BEng, BA, HND, ND or NCE.
- Full Access Fee: ₦4,000
Get the complete project »

ABSTRACT
The study was designed to carry out an assessment of the impact of microfinance on technical efficiency of some commercial crops in Niger State. Major commercial crops grown by the sampled farmers include yam, rice millet, maize cowpea, sorghum and groundnut. These crops are grown in combination with another during one farming season. A multistage sampling technique was usedin selecting the respondent farmers. Primary data was used for this study.A cross-sectional data from farm survey of crop farmers for 2014 growing season was collected from a total of 360 crop farmers sampled from 18 Local Government Areas of the State. The tools used in analyzing the data collected were descriptive statistics, stochastic production frontier and double hurdle models. The results from the analysis of the socioeconomic characteristics of the loan beneficiary and non-loan beneficiary farmers reveals that there was no significant difference between both groups of farmers in terms of age, education levels, farming experience and household size. Food crop production in the study area was found to be inelastic with a decreasing return to scale for both groups of farmers. Whereas, the mean output tested for both group was not statistically different from one another. The result from the distribution and level of technical efficiencies for both groups of farmers examined shows a mean technical efficiency of 52.9% and 74.2% for the loan beneficiary and non-loan beneficiary farmers respectively. It further reveals a significant difference in the technical efficiency level obtained by both groups of farmers. The result also showed that there was a statistically significant relationship between the socio-economic factor and technical efficiency in crop production among the loan beneficiary and non-loan beneficiary farmers.It further indicates that 85.7% and 3.9% of the total variation in aggregate food crop production by the loan beneficiary and non-loan beneficiary respectively was due to technical inefficiency.The impact of micro credit on technical efficiency of the loan beneficiary farmer shows that credit use was statistically significant in respect of land, fertilizer and herbicides. While it does not have any significant difference in terms of labour usage, quantity of seeds and consequently the yield obtained as compared to the non-beneficiary farmer. Though the accessibility of microfinance to crop farmers was found to be determined by household and loan characteristic of the farmers. It shows that there was a significant difference in the total income, farm capital, land size, household size and education level between the two groups but no significant difference in their age, marital status
You either get what you want or your money back. T&C Apply

You can find more project topics easily, just search
-
SIMILAR BANKING FINANCE FINAL YEAR PROJECT RESEARCH TOPICS
-
1. AUDIT INDEPENDENCE: ENHANCING ACCOUNTABILITY AND TRANSPARENCY IN CORPORATE ORGANIZATIONS
» CHAPTER ONE INTRODUCTION 1.1. Background of the study The subject of transparency and accountability in modern day corporate organizations has continu...Continue Reading »Item Type & Format: Project Material - Ms Word | 71 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
2. THE PROBLEM OF LOAN RECOVERY BY COMMERCIAL BANKS IN NIGERIA
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY. In Nigeria Commercial Banking date back to 1894 when the Bank of British West Africa (BBWA) was ...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
3. THE IMPACT OF CREDIT RISK ON BANK PERFORMANCE IN NIGERIA
» Abstract This study intends to examine the impact of credit risk on bank performance in Nigeria for the period 2004 2014. The pervasive incidence of n...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
4. CREDIT RISK MANAGEMENT AND BANK PERFORMANCE
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY It is difficult to imagine another sector of the economy where as many risks are managed jointly ...Continue Reading »Item Type & Format: Project Material - Ms Word | 105 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
5. THE ROLES OF UNIVERSAL BANKS IN INTERNATIONAL TRADE FINANCING IN NIGERIA. (A CASE STUDY OF OCEANIC BANK PLC)
» ABSTRACT The research work was carried out to examine the importance of import and exports in International Trade Finance, various risks, methods of p...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
6. EVALUATION OF BANK LENDING AND CREDIT MANAGEMENT IN NIGERIA (A CASE STUDY OF FIRST BANK)
» ABSTRACT The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and cre...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
7. THE IMPACT OF INFORMATION AND COMMUNICATION TECHNOLOGY ON CUSTOMERS SERVICE DELIVERY (CASE STUDY OF UBA PLC)
» CHAPTER ONE INTRODUCTION 1.1 Background of the study Information technology is a body of tools with the convergence of communication and computer. It ...Continue Reading »Item Type & Format: Project Material - Ms Word | 89 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
8. PROBLEMS AND PROSPECTS OF MICROFINANCE BANKS
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY A microfinance institution is a semi formal organization. It can be non government al or communit...Continue Reading »Item Type & Format: Project Material - Ms Word | 53 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
9. AN ASSESSMENT OF CUSTOMERS SERVICE ON FINANCIAL INSTITUTION
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY. The origin of banking in Nigeria dated back to the Goldsmith in venice and up till the main stay...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
10. Assessment of new media content and development among Nigerian undergraduate. A study of selected higher institutions in kwara state
» Abstract This study assessed the new media content among undergraduate students in kwara state. It is a survey research employing descriptive research...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages |
Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT