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ABSTRACT
The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans and raise finance from Nigerian Commercial Banks as a major source of finance to the economy. The main objective of the study is to establish the role of Commercial Banks in financing Small Scale Enterprises (SSEs) in Enugu.A review of literature was done to ensure the conclusion of the study. Based on the analysis, Commercial Banks comply with the Central Bank of Nigeria (CBN) credit guidelines which stipulated that they should set aside 10% of their profit before tax for loan to Small Scale Enterprises (SSEs).Commercial Banks require feasibility report from SSEs before granting loan to them. Small Scale Enterprises do not provide proper feasibility studies due to poor level of education. The research concluded that for small scale enterprises to survive, there have to be a collective effort between them and banks. Also the government should engage more in the development of Small Scale Enterprises by creating and embarking on various incentives to encourage both Small Scale Enterprises and commercial banks.
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SIMILAR BANKING FINANCE FINAL YEAR PROJECT RESEARCH TOPICS
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1. CBN’S CASHLESS POLICY AND THE DEVELOPMENT OF THE FINANCIAL SECTOR AND THE NIGERIAN ECONOMY
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study The recent evolution of technology for financial transactions poses interesting questions for pol...Continue Reading »Item Type & Format: Project Material - Ms Word | 103 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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2. THE IMPACT OF IFRS ADOPTION AND BANKING REFORM ON EARNING MANAGEMENT (A CASE STUDY OF FIRST BANK)
» CHAPTER ONE INTRODUCTION 1.1 Background of the Study Globalization of capital markets requires a unified global accounting, reporting and disclosure s...Continue Reading »Item Type & Format: Project Material - Ms Word | 65 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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3. THE EFFECT OF MOTIVATION INCENTIVE ON BANK EMPLOYEE (A case study of UBA, Yakubu Gowon Way, Kaduna Branch)
» CHAPTER ONE: INTRODUCTION 1.0 INTRODUCTION Motivation on bank employee was established by the organisation (bank) with the aim to reset the healthy co...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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4. THE ROLE AND IMPORTANCE OF CENTRAL BANK OF NIGERIA IN THE PREVENTION OF BANK FAILURE IN NIGERIA
» CHAPTER ONE INTRODUCTION 1. BACKGROUND OF THE STUDY The history of bank failure in Nigeria can be traced back to the early thirty’s when the ind...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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5. THE CONSOLIDATION OF THE NIGERIAN BANKING INDUSTRY -IMPLICATION FOR THE NIGERIAN ECONOMY
» ...Continue Reading »Item Type & Format: Project Material - Ms Word | 116 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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6. MANAGEMENT OF BANK LIQUIDITY AS A TOOL FOR VIABILITY AND PROFITABILITY (A CASE STUDY OF FIRST BANK NIGERIA PLC, WARRI)
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Liquidity is the ability to mobilize cash or convert an into cash with minimum delay and minimum ...Continue Reading »Item Type & Format: Project Material - Ms Word | 56 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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7. The impact of corporate social responsibility on bank performance on the Commercial Bank in Nigeria
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The Banking System is very important for any nation because it is the pivot of socio economic dev...Continue Reading »Item Type & Format: Project Material - Ms Word | 76 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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8. CORPORATE GOVERNANCE AND ITS RELATIONSHIP WITH DIVIDEND POLICIES OF BANKS IN NIGERIAN CAPITAL MARKET
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The concept of corporate governance is one of the issues that have attracted the attention of res...Continue Reading »Item Type & Format: Project Material - Ms Word | 63 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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9. THE IMPACT OF RISING INTEREST RATE ON MANUFACTURING SECTOR OF THE NIGERIAN ECONOMY (A CASE STUDY OF SUNGLASS NIGERIA LIMITED, KADUNA)
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The Central Bank of Nigeriais responsible for implementing monetary policy, regulating and superv...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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10. CREDIT RISK MANAGEMENT AND BANK PERFORMANCE
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY It is difficult to imagine another sector of the economy where as many risks are managed jointly ...Continue Reading »Item Type & Format: Project Material - Ms Word | 105 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT