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Abstract
This study assesses the financing option available to Small and Medium Scale Enterprises (SMEs) in Nigeria, using a total sample of 84 SMEs drawn from Benue and Nasarawa States as case study for a study period of 2007-2009. Mean scores and standard deviation were used to present and analyze the primary data obtained via questionnaires. Correlation was used to substantiate whether there is similarity in the inherent identified problems of each financing option. Simple percentages combined with mean scores were used to test hypothesis one while Chi-square was used to test hypothesis two. The result/findings show that SMEs are significantly financed by informal sources of finance than the formal sources of finance. Even SMEEIS, as a seemingly more organized formal financing option, has not made any significant impact towards SMEs growth in Nigeria. Corporate governance has been identified to be lacking in our predominant SMEs which is why their funding problem still subsists. The major recommendation is that Capacity building and sensitization programmes for all registered SMEs should be put in place by government to train them on the basics of corporate governance mechanisms needed to grow the enterprises to the highest level possible for the benefit of the Nigerian economy as a whole. Both the government and the banking sector should mutually agree on a credit guaranteed scheme strategy that will incorporate a risk-sharing arrangement as a way of encouraging the banks to channel funds to the SMEs sub sector for their growth and development which would translate into the national economic growth and sustainable economic development of Nigeria.
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SIMILAR ACCOUNTING FINAL YEAR PROJECT RESEARCH TOPICS
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1. The role of internal auditor on the effectiveness of internal control system
» Abstract The study determines and establishes the connection between internal auditing and internal control systems on financial performance in an Ins...Continue Reading »Item Type & Format: Project Material - Ms Word | 76 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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2. BUDGETING AND BUDGETARY CONTROL IN BUSINESS ORGANIZATION
» CHAPTER ONE INTRODUCTION 1.1 BACK GROUND OF THE STUDY A budget is a financial and a quantitative statement prepared prior to a defined period of time ...Continue Reading »Item Type & Format: Project Material - Ms Word | 94 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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3. THE IMPACT OF STANDARD COSTING ON PROFITABILITY AND MANAGERIAL EFFECTIVENESS ON A MANUFACTURING INDUSTRY
» ABSTRACTThe impact of standard costing on profitability and managerial effectiveness of a manufacturing industry. The standard cost reveals the goals,...Continue Reading »Item Type & Format: Project Material - Ms Word | 50 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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4. THE IMPACT OF INFORMATION TECHNOLOGY IN ACCOUNTING SYSTEM
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Before now, business Success was built on the ability to move goods and services with speed and a...Continue Reading »Item Type & Format: Project Material - Ms Word | 73 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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5. RATIO ANALYSIS FACILITATES PROPER UNDERSTANDING OF INFORMATION CONTAINED IN FINANCIAL STATEMENTS
» ABSTRACT This study explains the various accoutning ratios that can be used in interpreting financial statements of businesses to determine the financ...Continue Reading »Item Type & Format: Project Material - Ms Word | 98 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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6. FACTORS AFFECTING THE UPTAKE OF VITAMIN A SUPPLEMENTATION AMONG UNDER-FIVE CHILDREN IN UMUAHIA NORTH LOCAL GOVERNMENT AREA, ABIA STATE
» SUMMARY Vitamin A deficiency (VAD) is associated with increased morbidity and mortality, especially among pregnant, lactating women and children. Its ...Continue Reading »Item Type & Format: Project Material - Ms Word | 86 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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7. THE EFFECT OF UNCAPTURED INFORMAL MARKET INCOME ON REVENUE GENERATION: A STUDY OF IBAKA COMMUNITY IN MBO LOCAL GOVERNMENT AREA
» ABSTRACT The informal market employs a greater proportion of the labour force in developing countries compare to the formal market. This market or sec...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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8. Factors Affecting Perceptions of Private Audit Quality: The Case of Amhara Region
» Chapter One: Introduction 1.1 Back ground of the Study External auditors play a critical role in validating company financial information. Potential l...Continue Reading »Item Type & Format: Project Material - Ms Word | 65 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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9. INVENTORY CONTROL AS AN EFFECTIVE TOOL FOR COST CONTROL IN AN ORGANISATION (A CASE STUDY OF CADBURY NIGERIA PLC).
» ABSTRACT Installation of underground pipes to network the water supply from the borehole to specific point that is soil lab and department main buildi...Continue Reading »Item Type & Format: Project Material - Ms Word | 40 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT
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10. IMPACT OF WORKING CAPITAL MANAGEMENT ON THE PERFORMANCE OF NIGERIA BOTTLING COMPANY, KADUNA.
» TABLE OF CONTENTS Contents Page Title Page i Declaration ii Certification iii Approval Page iv Dedication v Acknowledgement vi Table of Contents vii A...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | ACCOUNTING DEPARTMENT