- The Complete Research Material is averagely 50 pages long and it is in Ms Word Format, it has 1-5 Chapters.
- Major Attributes are Abstract, All Chapters, Figures, Appendix, References.
- Study Level: BTech, BSc, BEng, BA, HND, ND or NCE.
- Full Access Fee: ₦6,000
Get the complete project »
ABSTRACT
This research work is to show the impact of computerization on product creation and service delivery in Nigeria banks. However, the project work was designed to examine the impact of computerized banking operation that is how banks operate effectively with the use of computer system. The method of gathering information was through the sue of questionnaire, data collection through primary and secondary data from the data collected, it was review that information was from many source, examples are staff and manager of the bank, customers according to their period of patronage, textbooks relating to the topic and some relevant printout relating to the case study of the topic hypothesis testing were analyzed and also the usage of percentage. This topic was choosen to enlighten people’s knowledge on how technology has helped bank to perform effectively in there course of operation. From various findings, it was discovered that banks can transact business while sitting in a place to different countries through the introduction of computer. The main objective of the project topic is to test the effective services render by banks to customers through the introduction or impact of computers to the customers. This study is therefore useful to student who intends, to have the same knowledge in order to improve their knowledge on the impact of computers in product creation and service delivery in Nigeria banks.
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
Today’s business environment is very dynamic and undergoes rapid changes as a result of technological innovation, increased awareness and demands from customers.
The application of information and communication technological concepts, techniques, policies and implementation strategies of banking services has become a subject of fundamental importance and concerns to all banks and indeed a prerequisite for local and global competitiveness. Information and communication technology (ICT) directly affects how product managers decide, how they plan and what products and services are offered in the banking industry. It has continued to change the way banks and their corporate relationships are organized worldwide and the variety of innovative devices available to enhance the speed and quality of service delivery. Some banking services have been revolutionized through the use of ICT as including account opening, customers account mandate and transaction processing and recording.
This study also help to facilitate that bank now offers customers the flexibility of operating an account in any branch irrespective of which branch the account is domiciled through the help of technology and how bank make product available to their customers through effective service delivery.
1.2 STATEMENT OF THE PROBEM
The major problems faced by banks in trying to improve their services towards satisfying their customers despite improvement in technology are highlighted below and the possible question would have to be sanswered as the statement of research.
1. Why do we still find congestion in banks counters?
2. Why do customers complain about poor services render by banks despite computer operation?
3. Why do customers move from one bank to another?
4. Why is lack of confidence by customer during rational crisis?
5. Why is it that, there is no improvement in services despite computerization?
1.3 JUSTIFICATION OF THE STUDY
This study will afford the management in the banking sector the opportunity of knowing the course of actions to take in improving their services towards satisfying their customers and importance of computerization operations.
The study will discuss the importance of computerization to main-street Bank limited by using secondary data to tackle some of the highlighted problems, also it would be useful in background knowledge of students and those who require research information on the subject matters.
1.4 OBJECTIVES OF THE STUDY
The main objectives of the study are:
1. To highlight the benefit and problems encountered by banks.
2. To find out why customers still experience difficulties while transact with their banks
3. To analyze how banking industry can be fully geared to operations through the impact of computerization.
4. To introduce to us the importance of computerization and how it can be effectively plan in banking activities.
5. And lastly, to examined the area of banking audit and benefit with its control in banking industry.
1.5 STATEMENT OF HYPOTHESIS
Towards the achievement of the above objective the following hypothesis are formulated.
HYPOTHESIS I
Ho: Computerization does not have any impact on product creation.
Hi: Computerization has impact on product creation.
HYPOTHESIS II
Ho: There is no relationship between computerization and service delivery.
Hi: there is relationship between computerization and service delivery.
HYPOTHESIS III
Ho: Product creation has no significant impact on service delivery.
Hi: Product creation has significant impact on service delivery.
1.6 SCOPE OF THE STUDY
This study is to affirm that the impact of computers improve service delivery of a bank. The study will be limited to the case study; Main- Street Bank Limited (Osogbo) which is expected to be a good represented for all.
For the purpose of the study, necessary data will be collected mainly from customers, staff and top management of the bank.
The study is limited to these sources of information because of the unavailability of sufficient resources and time which would have made the research to come with a more comprehensive result.
1.7 ORGNIZATION OF THE STUDY
This project work consists of five chapters in which, chapter one is introduction which consist of background of the impact of computerization on product creation and service delivery in banks computerization on product creation and service delivery in banks of Nigeria Statement of the problem, justification of the study, Objectives of the study, research hypothesis, Scope of the study and limitation of the study
Chapter two is literature review which consists of introduction review of related literature, operational scope of the bank, measurement of the bank performance, impact of product creation and service delivery on banks, the factors affecting service delivery of banks and problems of bank operation on computerization.
Chapter three is methodology which consists of sources of data, research question and hypothesis research design, study population, sampling design and procedure, dat
a collection, instrument administration of instrument and procedure of data analysis
Chapter four is presented and interpretation of data which consist of presentation analysis of data according to hypothesis and general discussion and chapter five is summary, recommendation, conclusion and suggestion of the further studies on product creation and service delivery in Nigeria banks.
1.8 LIMITATION OF THE STUDY
There are numbers of factors that militate against the researcher carrying out its duty effectively and efficiently some of these are;
Time constraint: - since research can not end, no matter is the time it may be given in carrying out research.
Operative attitude of some official visited: - To obtain information from some of the bank is not an easy task, especially material which banks tagged “SECRECY” or some no go area covered not to be obtained. Also bank officials were not cooperating, thinking the researchers are SSS/CID which serves as a watchdog.
The school management policy: - Since it is a known fact that two things cannot be done at a time, the school management should schedule the examination period to that of project work differently in order to have effective discharge of duty by researcher.
Financial problems: - One of the major problems faced by the researcher is inadequate finance which was contribute by the researcher who are student and solely dependant.
Inadequate source of data collection:
the library source served little or no purpose of the study because
there are no textbooks and other related material on the topic. This
creates additional burden and expenses to us for looking elsewhere for
current information on internet and relevant textbook on the study.
You either get what you want or your money back. T&C Apply
You can find more project topics easily, just search
-
SIMILAR BANKING FINANCE FINAL YEAR PROJECT RESEARCH TOPICS
-
1. THE EFFECTS OF ENVIRONMENTAL FACTORS ON SMALL SCALE BUSINESS ENTERPRISE
» CHAPTER ONE 1.1 BACKGROUND OF STUDY There is controversy that small and medium scale business in any country where they operate play important role in...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
2. AN ANALYSIS OF THE OPERATION OF THE NIGERIAN CAPITAL MARKET (A CASE STUDY OF THE NIGERIAN STOCK EXCHANGE KADUNA BRANCH)
» ABSTRACTThe capital market has an important contribution make in terms of mobilization of savings to profitable self liquidating investment. An analys...Continue Reading »Item Type & Format: Project Material - Ms Word | 57 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
3. EFFECT OF TRAINING AND DEVELOPMENT ON THE PERFORMANCE OF BANK EMPLOYEES IN NIGERIA
» CHAPTER ONE INTRODUCTION 1.1 Background of the Study "No well to do institute leaves the teaching of its business techniques to the traditional method...Continue Reading »Item Type & Format: Project Material - Ms Word | 40 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
4. PROBLEM AND SOLUTION OF BANK LENDING IN COMMERCIAL BANKS (A STUDY OF FIRST BANK NIGERIA PLC UGHELLI)
» CHAPTER ONE 1.0 INTRODUCTION 1.1 Background of the Study A businessmen undergoes the struggle difficulties and procedures of obtaining loans and advan...Continue Reading »Item Type & Format: Project Material - Ms Word | 44 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
5. An Assessment Of The Impact Of ICT On Financial Performance A Study Of Jaiz Bank Plc Kaduna Metropolis
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study Today’s business environment is very dynamic and undergoes rapid changes as a result of technol...Continue Reading »Item Type & Format: Project Material - Ms Word | 42 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
6. THE EFFECT OF EXCHANGE RATE IN BALANCE OF PAYMENT OF NIGERIA ECONOMY
» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY In any nation, there arem basically four objectives or goal of micro economics policies. i. H...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
7. THE ROLE OF ELECTRONIC BANKING IN DEVELOPMENT OF BANKING INDUSTRIES IN NIGERIA. (A CASE STUDY OF GUARANTY TRUST BANK PLC OGUI ROAD, ENUGU)
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The advent of financial innovation such as smart card, credit card, electronic transfers in the p...Continue Reading »Item Type & Format: Project Material - Ms Word | 91 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
8. CAUSATIVE FACTORS FOR NON-PERFORMING LOANS OF DEPOSIT MONEY BANKS IN NIGERIA: A CRTICICAL EXAMINATION (1997-2007)
» The study was principally made to appraise the loan portfolio of DMBs in Nigeria with the aim of finding the magnitude and trend of non peforming loan...Continue Reading »Item Type & Format: Project Material - Ms Word | 112 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
9. THE CONSOLIDATION OF THE NIGERIAN BANKING INDUSTRY IMPLICATION FOR THE NIGERIAN ECONOMY
» CHAPTER ONE 1.1 BACKGROUND OF THE STUDY Banking institutions require adequate capital to function effectively. This can be explained from the Fact tha...Continue Reading »Item Type & Format: Project Material - Ms Word | 112 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
-
10. THE EFFECT OF MOTIVATION ON RMPLOYEE PRODUCTIVITY (A case study of diamond bank Jalingo plc)
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Although, there is general agreement among psychologists that man experiences a variety of needs,...Continue Reading »Item Type & Format: Project Material - Ms Word | 60 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT