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ABSTRACT
This study has been motivated by the public outcry against the poor performance of our country’s administration of Life assurance policies. It has been viewed by many as a sector whose records have shown no positive result in whatever objective they were set to achieve. If this public perception about the county’s administration of Life policies are true, then it is an unhealthy development for the country, in view of the fact that the public sector is expected to play the leading role in the rapid socio-economic welfare and political development of the Nigerian society and should that sector be ineffective for any reason, development pace will be affected.
The aim of the research was to find out whether Keffi Local Government workers of Nasarawa state have favorable attitude towards taking life insurance policy.
Two hundred questionnaires were distributed to workers of Keffi Local Government area of Nasarawa state upon which we made our findings.
The results of the investigation show that in response to positive statements about life insurance, an average respondent has either less adequate knowledge or undecided, this is a trace of not having adequate knowledge of the policy. It was also found that a very high percentage of respondents feel poor by the attitude of some life Agents towards those who had claims to be settled in the past. This means that life officials should endeavor to settle claims promptly without any delay as this will build a confidence in the life of other policyholders.
CHAPTER ONE: INTRODUCTION
1.1 BACKGROUND TO THE STUDY
Life is full of risks and uncertainties, we are social human being and we have certain responsibilities too to minimize these risks. Nigerians are emotional and rational in their buying decision. They believe in future rather than the present and desire to have a better secured future. In this direction, life insurance services have its own values in terms of serving as savings, investment and risk protection.
Life insurance is a contract between an insurance policy holder and an insurer, where the insurer promises to pay a designated beneficiary sum of money (the benefit) upon the maturity or death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger payment. The policy holder typically pays a premium, either regularly or as lump sum. Other expenses (such as funeral expenses) are also sometimes in the benefits.
The advantage for the policy owner is “peace of mind”, in knowing that the death of insured person will not result in financial hardship for dependants and lenders.
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SIMILAR BUSINESS MANAGEMENT FINAL YEAR PROJECT RESEARCH TOPICS
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1. THE IMPACT OF PRODUCTION PLANNING AND CONTROL ON PRODUCTIVITY IN THE MANUFACTURING INDUSTRY (A CASE STUDY OF NIGERIAN BOTTLING COMPANY [COCA-COLA] KAD...
» CHAPTER ONE 1.1 BACKGROUND OF THE STUDY Production Planning and control are terms that though commonly used have witness a lot of changes both in mean...Continue Reading »Item Type & Format: Project Material - Ms Word | 60 pages | Instant Download | Chapter 1-5 | BUSINESS MANAGEMENT DEPARTMENT
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2. IMPACT OF HUMAN RESOURCES MANAGEMENT ON STAFF PERFORMANCE AND PRODUCTIVITY IN AN ORGANIZATION
» CHAPTER ONE 1.1 INTRODUCTION Human resource management (HRM) Byers and Rve (1991:6) embrace those actives designs to provide for, and co ordinate the ...Continue Reading »Item Type & Format: Project Material - Ms Word | 45 pages | Instant Download | Chapter 1-5 | BUSINESS MANAGEMENT DEPARTMENT
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3. CUSTOMER RELATIONSHIP MANAGEMENT AND COMPANY PERFORMANCE IN THE NIGERIAN FOOD AND BEVERAGES INDUSTRY
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4. THE IMPACT OF THE INTRODUCTION OF THE COMPUTER ON THE SECRETARIAL PROFESSION
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5. THE IMPORTANCE OF PLANNING AND CONTROL IN AN ORGANIZATION
» Abstract The basic aim of the study is to show the significance of planning and control in an organization (A case study of General Cotton Mill Ltd. O...Continue Reading »Item Type & Format: Project Material - Ms Word | 74 pages | Instant Download | Chapter 1-5 | BUSINESS MANAGEMENT DEPARTMENT
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6. THE IMPACT OF MATERIAL REQUIREMENT PLANNING IN MANUFACTURING INDUSTRY (A Case Study of Peugeot Automobile Nigeria Plc, Kakuri Branch Kaduna)
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7. INVENTORY MANAGEMENT AND PRODUCTIVITY LEVEL IN MANUFACTURING INDUSTRIES
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8. TOTAL QUALITY CONTROL AS DETERMINANT FACTOR FOR EFFECTIVE AND EFFICIENT PRODUCTION
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Total Quality Control (TQC) has become a world wide topic in the twenty first century. Having its...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BUSINESS MANAGEMENT DEPARTMENT
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9. IMPACT OF LEADERSHIP STYLE ON EMPLOYEE PRODUCTIVITY (A CASE STUDY OF TOTAL NIGERIA PLC)
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10. EFFECT OF CONFLICT MANAGEMENT ON ORGANIZATION EFFECTIVENESS ( A CASE STUDY OF LAGOS STATE UNIVERSITY, OJO)
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