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CHAPTER ONE
INTRODUCTION
1.1 Background to the Study
The financial sector plays crucial roles in economic growth and development by virtue of its
financial intermediation roles which includes savings mobilization, risk management, project
evaluation among others. Channeling of funds from depositors (surplus units) to investors
(deficit units) is a key role played by banks(Negera,2012). Toensure sustainability and
profitability, banks procure cheaper loanable funds from customers‟ deposits, and lend these
funds to borrowing customers at a relatively higher rate of interest (lending rates) than that paid
to the depositors (deposit interest rates) (Warue, 2013). One of the difficulties in lending is the
precise prediction of whether a loan and interest will be paid back in full. This implies that
lending involves credit risk especially default risk. Banks use diverse internal techniques such as
client screening to minimize their l
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SIMILAR BUSINESS ADMINISTRATION FINAL YEAR PROJECT RESEARCH TOPICS
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1. THE IMPACT OF SMALL AND MEDIUM SCALE ENTERPRISE DEVELOPMENT ON YOUTH EMPOWERMENT IN KADUNA METROPOLIS
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study It is a matter of fact that there are a lot of things in which large companies are experts while ...Continue Reading »Item Type & Format: Project Material - Ms Word | 65 pages |
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2. STRATEGY FOR IMPROVING WORKERS MORALE AND PRODUCTIVITY IN AN ORGANIZATION (A CASE STUDY OF ISOKO NORTH LOCAL GOVERNMENT AREA)
» CHAPTER ONE 1.1 INTRODUCTION In every organizational set up, you will always find two indispensible group. These are the employers and the employees. ...Continue Reading »Item Type & Format: Project Material - Ms Word | 50 pages |
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3. THE EFFECT OF HUMAN CAPITAL PLANNING ON ORGANIZATIONAL PERFORMANCE” (A CASE STUDY OF BETA GLASS PLC, UGHELLI).
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY Human capital planning is the most strategic of all human capital management, that is the most im...Continue Reading »Item Type & Format: Project Material - Ms Word | 67 pages |
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4. THE IMPACT OF TOTAL QUALITY MANAGEMENT ON THE PERFORMANCE OF THE BANKING INDUSTRY OF NIGERIA ( A CASE STUDY OF FIRST BANK)
» ABSTRACT The study examined the impact of TQM on the performance of First Bank, using Uyo branch as a case study. The primary and secondary sources of...Continue Reading »Item Type & Format: Project Material - Ms Word | 76 pages |
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5. COMPARATIVE ANALYSIS OF RESIDENTIAL PROPERTY VALUES IN HOUSING ESTATES IN AWKA METROPOLIS
» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF STUDY The issue of fair valuation of residential real estate properties has been a major challenge in N...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages |
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6. EXPORT STRATEGIES AND PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN LAGOS STATE, NIGERIA
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study International trade and sales activities in the world has gradually expanded the market boundarie...Continue Reading »Item Type & Format: Project Material - Ms Word | 166 pages |
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7. PERFORMANCE EVALUATION AND ITS EFFECT ON EMPLOYEES EFFICIENCY
» CHAPTER ONE 1.1 BACK GROUND Performance appraisal is perhaps a programme in personnel management that is very fundamental to individuals and originati...Continue Reading »Item Type & Format: Project Material - Ms Word | 69 pages |
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8. DETERMINANTS OF TAX COMPLIANCE: A CASE STUDY OF VAT FLAT RATE SCHEME TRADERS IN THE ACCRA METROPOLIS
» Abstract Taxation is one of the important elements in managing national income, especially in developed countries and has played an important role in ...Continue Reading »Item Type & Format: Project Material - Ms Word | 94 pages |
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9. THE IMPACT OF STAFF TRAINING AND DEVELOPMENT ON ORGANIZATIONAL PRODUCTIVITY
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY. The unprecedented growth in staff training activities in the industrialized world since the Seco...Continue Reading »Item Type & Format: Project Material - Ms Word | 49 pages |
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10. THE EFFECT OF PRODUCT INNOVATION ON THE GROWTH OF A FIRM. (A CASE STUDY OF GUARANTY TRUST BANK PLC AWKA, ANAMBRA STATE.)
» ABSTRACT For an organization to succeed, their ability lies on the innovation or the development of new products and effectively establish the new pro...Continue Reading »Item Type & Format: Project Material - Ms Word | 61 pages |
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