The Complete Project Research Material is averagely 80 pages long and is in Ms Word Format, it has 1-5 Chapters. Major Attributes are Abstract, All Chapters, Figures, Appendix, References Level : BTech/BSc/BA/HND/ND.
Get the complete project »
Challenges faced by credit officers on credit provision in village banking from FINCA Microfinance Bank was considered. FINCA Microfinance Bank in Mwanza city branch was specifically used for the case study. The study has three specific objectives, namely; to examine procedures and process involved in providing the loan, to identify types of business financed by FINCA in the study area and finally to Identify factors contributing to loan provision. The study employed both quantitative and qualitative as research approaches and descriptive research design. The sample size was 138, and this included the Loan Officers and Village bankers. The study used purposive sampling to select 26 loan officers from FINCA Microfinance Bank and simple random were used to select the 123 village bankers. The methods used to collect data from respondents are questionnaires and interview.
The findings of the study revealed that, credit officers are not self-regulating in financial matters in loans provision to their clients from financial institutions in Tanzania as a result for the target given from supervisors in loans provision is becoming lower, although they tried according to their efforts but the number of clients and amounts borrowed were still small.
However, processes and procedures have been the other reason for credit officers on loans provision in FINCA at Mwanza branch, simply because there some processes and procedures of loans which finds that, it is difficult to the other people to get a loans or to borrow money because of the inferiority value of the assets owned by the clients who needs to borrow money. Therefore, credit officers leads to the working below target that given by their supervisors, so due to all these factors make them in such situation. From the findings, it was recommended that the Banks and other Microfinance Institution should have another way of rethinking about processes and procedures encountering the societies on the importance of having loans.
Therefore the recommendation lies on the credit officers themselves to have confidence on loans provision so as to build the credit officers’ careers on loans provision departments as well as development of portfolio and number of clients to the Microfinance Institutions which will give returns for their survival and areas for the further research were suggested.
Share a Comment
You can find more project topics easily, just search
SIMILAR BUSINESS ADMINISTRATION FINAL YEAR PROJECT RESEARCH TOPICS
1. IMPACT OF PRIVATISATION OF PUBLIC ENTERPRISES ON POVERTY REDUCTION IN NIGERIA (A STUDY OF TELECOMMUNICATION INDUSTRY IN NIGERIA)» ABSTRACTPrivatization as an economic policy is of no doubt a good economic tool for development but in Nigeria, the policy has generated many controve...Continue Reading »
52 pages | 65 hits | Source: BUSINESS ADMINISTRATION
» TABLE OF CONTENTS Title page i Approval ii Declaration iii Dedication iv Acknowledgement v Table of content vi Abstract x CHAPTER ONE: INTRODUCTION 1....Continue Reading »
52 pages | 118 hits | Source: BUSINESS ADMINISTRATION
» CHAPTER ONE INTRODUCTION 1.1 CONCEPTUAL FRAMEWORK The conceptual framework for this study is based on personnel management as a field of study. Accord...Continue Reading »
52 pages | 47 hits | Source: BUSINESS ADMINISTRATION
4. INDUSTRIAL RELATIONS AS A STRATEGY FOR ENHANCING ORGANIZATIONAL PERFORMANCE IN PEUGEOT AUTOMOBILE NIGERIA LIMITED» CHAPTER ONE INTRODUCTION 1.1 Background of the Study Industrial relations which is the matter at stake is an integral part of management, it is pointl...Continue Reading »
66 pages | 46 hits | Source: BUSINESS ADMINISTRATION
5. THE IMPACTS OF MANGO BUSINESS IN OFF-SEASON HOUSEHOLD INCOME OF FARMERS IN KAURA LOCAL GOVERNMENT AREA OF KADUNA STATE.» ABSTRACT The research work was on an investigation into the utilization and maintenance of building workshop and workshop facilities in technical coll...Continue Reading »
54 pages | 329 hits | Source: BUSINESS ADMINISTRATION
» CHAPTER ONE INTRODUCTION 1.1 Background of the Study The consolidation of banks has been the major policy instrument being adopted in correcting defic...Continue Reading »
52 pages | 88 hits | Source: BUSINESS ADMINISTRATION
» ABSTRACT This research examines “the review of motivation as a management tool for increasing the productivity of employees, a case study of Emenite...Continue Reading »
50 pages | 207 hits | Source: BUSINESS ADMINISTRATION
» CHAPTER ONE INTRODUCTION 1.1. Background of the study Shoprite holdings are the fastest growing consumer goods (FCMG) retail platform operation on the...Continue Reading »
52 pages | 49 hits | Source: BUSINESS ADMINISTRATION
» ABSTRACT In a society where people with a diverse interests, views and values co exist, differences between such individuals and group are to be expec...Continue Reading »
74 pages | 26 hits | Source: BUSINESS ADMINISTRATION
» ABSTRACT This study examined the Impact of leadership style on Employee performance. To achieve the objectives of the study, Leadership style was prox...Continue Reading »
52 pages | 329 hits | Source: BUSINESS ADMINISTRATION