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- Major Attributes are Questionnaire, Data Analysis,Abstract.
- Study Level: BTech, BSc, BEng, BA, HND, ND or NCE.
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ABSTRACT
The study sought to appraise the effect of interest rate on loan repayment in microfinance institutions. Stanford Micro Finance Bank, a microfinance institution in uyo was used as a case study for the study. The research was conducted using questionnaires and interviews. In all 100 customers and 20 employees were sampled for the research. The SPSS software was used to analyse the data for the research. A systematic random sampling was used for the data collection. The findings of the research revealed that though interest rate plays a major role in loan repayment, other factors such as loan term and the repayment frequency also influence to a large extent the loan repayment. Customers indicated that though lower interest rate would enhance loan repayment, the issue of accessibility and availability of funds was paramount. To enhance loan repayment, the researcher recommends lower interest rate to ease loan repayment burden and loans granted should be amounts that customers can service. Again, micro-insurance could be established to protect the Institution and customers against any default
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SIMILAR BANKING FINANCE FINAL YEAR PROJECT RESEARCH TOPICS
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1. ELECTRONIC BANKING AND THE CHALLENGES OF THE NIGERIAN BUSINESS ENVIRONMENT (A CASE STUDY OF FIRST BANK OF NIGERIA PLC.)
» BACKGROUND OF THE STUDY Although a lot of research works has been done on the prospects and challenges of Information Technology in the banking indust...Continue Reading »Item Type & Format: Project Material - Ms Word | 40 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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2. CONTRIBUTION OF BANKING SECTOR TO AGRICULTURAL PRODUCTIVITY IN NIGERIA 1981-2013
» ABSTRACT Over the years issues related to sexuality and contraception have been taken with great reservation by Nigerians, as a result of increase in ...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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3. AN EMPIRICAL STUDY OF THE ROLE OF COMMERCIAL BANKS IN SMALL SCALE ENTREPRENEURIAL DEVELOPMENT IN ENUGU STATE (CASE STUDY OF UBA AND UNION BANK OF NIG...
» ABSTRACT The subject matter of this research work is to evaluate the extent to which Small Scale entrepreneurs in Enugu have been able to obtain loans...Continue Reading »Item Type & Format: Project Material - Ms Word | 77 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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4. THE ROLE OF MONETARY AND FISCAL POLICIES IN REGULATING FINANCIAL INSTITUTION IN NIGERIA.
» ABSTRACT This study assessed the role of Monetary and fiscal policies in regulating financial institution in Nigeria. The main objectives have been to...Continue Reading »Item Type & Format: Project Material - Ms Word | 84 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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5. PROBLEM AND PROSPECT OF GYELESU MICROFINANCE BANK
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY A microfinance institution is a semi formal organization. It can be non government al or communit...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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6. IMPACT OF SALES PROMOTION ON THE BUYING BEHAVIOUR OF CUSTOMER IN KADUNA STATE (A CASE STUDY OF KADUNA STATE MTN OFFICE)
» CHAPTER ONE INTRODUCTION 1.1 Background to the Study One of the primary objectives of every business is to increase the sale of its products in ord...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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7. TOTAL QUALITY MANAGEMENT IN THE BANKING INDUSTRY
» ABSTRACT The topic of this project is “Total Quality Management in the Banking Industry. (A case study of Zenith Bank of Nigeria Plc) The major ...Continue Reading »Item Type & Format: Project Material - Ms Word | 68 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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8. THE IMPACT OF FINANCIAL STATEMENT ANALYSIS ON PERFORMANCE IN THE BANKING INDUSTRY
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY With the existence of so many banks and establishment of new ones into the banking industry, the ...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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9. THE IMPACT OF TREASURY SINGLE ACCOUNT ON FINANCIAL PERFORMANCE OF BANKS IN NIGERIA BEFORE AND AFTER APPRAISAL APPROACH
» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF STUDY The banking sector is the engine of any nation's economy. The economic status of any nation depen...Continue Reading »Item Type & Format: Project Material - Ms Word | 90 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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10. EVALUATION OF BANK LENDING PRACTICES AND CREDIT MANAGEMENT IN NIGERIA (A CASE STUDY OF FIRST BANK, CALABAR)
» ABSTRACT The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and cre...Continue Reading »Item Type & Format: Project Material - Ms Word | 70 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT