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ABSTRACT
The study sought to appraise the effect of interest rate on loan repayment in microfinance institutions. Stanford Micro Finance Bank, a microfinance institution in uyo was used as a case study for the study. The research was conducted using questionnaires and interviews. In all 100 customers and 20 employees were sampled for the research. The SPSS software was used to analyse the data for the research. A systematic random sampling was used for the data collection. The findings of the research revealed that though interest rate plays a major role in loan repayment, other factors such as loan term and the repayment frequency also influence to a large extent the loan repayment. Customers indicated that though lower interest rate would enhance loan repayment, the issue of accessibility and availability of funds was paramount. To enhance loan repayment, the researcher recommends lower interest rate to ease loan repayment burden and loans granted should be amounts that customers can service. Again, micro-insurance could be established to protect the Institution and customers against any default
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SIMILAR BANKING FINANCE FINAL YEAR PROJECT RESEARCH TOPICS
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1. POST CONSOLIDATION BANK SERVICES AND BANKER /CUSTOMER RELATIONSHIP
» CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY In any developing and developed economy, the role of a well structured financial system cannot be ove...Continue Reading »Item Type & Format: Project Material - Ms Word | 47 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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2. MANAGEMENT OF PENSION SCHEMES IN NIGERIA PUBLIC SERVICE (A CASE STUDY OF THE DEPARTMENT OF PENSION/ESTABLISHMENT, ENUGU STATE PUBLIC SERVICE)
» CHAPTER ONE INTRODUCTION 1.1 GENERAL BACKGROUND AND NEED FOR THE STUDY The work that one does gives statues to the person. It also gives a meaning to ...Continue Reading »Item Type & Format: Project Material - Ms Word | 52 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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3. CRISIS MANAGEMENT IN BANKING INDUSTRY
» ABSTRACT In summary the aim of conducting this research is to investigate into some problems that are in existence in the banking industry and to sugg...Continue Reading »Item Type & Format: Project Material - Ms Word | 96 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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4. THE EFFECT OF FRAUDULENT PRACTICE IN THE BANKING INDUSTRY
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The late 1980’s and early 1990’s have been characterized with the increasing complexe...Continue Reading »Item Type & Format: Project Material - Ms Word | 44 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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5. THE CONSOLIDATION OF THE NIGERIAN BANKING INDUSTRY -IMPLICATION FOR THE NIGERIAN ECONOMY
» ...Continue Reading »Item Type & Format: Project Material - Ms Word | 116 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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6. THE EFFECT OF BANK DISTRESS AND ECONOMIC GROWTH OF NIGERIA
» TABLE OF CONTENTS Title page i Declaration ii Certification iii Dedication iv Acknowledgements v Table of contents vi List of Tables ix Abstract x CHA...Continue Reading »Item Type & Format: Project Material - Ms Word | 78 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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7. THE EFFECT OF FRAUDULENT PRACTICES THE BANKING INDUSTRY (A CASE STUDY OF OCEANIC BANK PLC)
» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY The late 1980’s and early 1990’s have been characterized with the increasing complexe...Continue Reading »Item Type & Format: Project Material - Ms Word | 49 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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8. APPLICATION OF MARKETING CONCEPT IN GT BANK AND ITS EFFECTIVENESS IN CONSUMER SATISFACTION
» CHAPTER ONE INTRODUCTION 1.0 BACKGROUND OF THE STUDY Marketing concept is a customer oriented philosophy which states that customer’s satisfacti...Continue Reading »Item Type & Format: Project Material - Ms Word | 65 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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9. ACHIEVING ORGANIZATIONAL OBJECTIVES THROUGH EFFECTIVE COMMUNICATION (A Case study of Bank PHB PLC, Kaduna)
» ABSTRACTEffective communication in any organization, regardless of its type and size remains critical to the achievement of organizational objectives....Continue Reading »Item Type & Format: Project Material - Ms Word | 68 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT
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10. CUSTOMERS EXPERIENCE MANAGEMENT AND LOYALTY IN THE BANKING INDUSTRY
» CHAPTER ONE 1.0 INTRODUCTION 1.1 BACKGROUND OF STUDY In the business environment today, loyal customers are considered to be the pivot behind the succ...Continue Reading »Item Type & Format: Project Material - Ms Word | 63 pages | Instant Download | Chapter 1-5 | BANKING FINANCE DEPARTMENT